Individualised Funding

Individualised Funding (IF) is a mechanism that enables disabled people to directly manage their disability supports.

On this page:


The Care and Support Worker (Pay Equity) Settlement Act 2017

An information page has been developed for users of IF (as employers) to support them to meet the requirements of the Act:

IF is available throughout New Zealand for eligible people who have either a Home and Community Support Services or Respite allocation. IF gives disabled people more choice in how they are supported.

Home and Community Support Services include help with household management and personal care. Respite includes Facility Based Respite, Carer Support and In-Home Support.

IF gives you increased choice and control to choose who provides this support, and how and when you use it. Your options range from engaging support workers and planning how your supports will be used, to employing your own care providers and managing all aspects of service delivery.

What can you use IF for?

IF can be used to:

  • purchase Household Management, Personal Care provided by support workers (employees, contracted personnel or organisations) and pay costs relating to the employment of support workers
  • purchase Respite through support workers or other opportunities where the full time carer is able to have a break (including school holiday programmes or facilities).

IF cannot be used to employ or contract support workers who are:

  • the spouse/partner or parents of the disabled person; or
  • family members who live in the same house as the disabled person. A family member is defined as a grandparent, grandchild, daughter, son, sister, brother, aunt or uncle.

IF doesn’t cover costs related to medical supplies, equipment, home renovations, leisure, recreation and personal or family costs, and can’t be used to increase the personal income of an individual or family.

Who can get Individualised Funding?

If you can manage your own services, or have someone in your support network willing to do so, then IF may be right for you.

Talk to your local Needs Assessment and Service Coordination (NASC) service to learn more. They’ll do a needs assessment, which takes into account essential need and natural supports available to you.

You can get IF if you:

If you are not eligible for Ministry-funded services and are eligible for District Health Board (DHB) funded Home and Community Support Services and you wish to explore Individualised Funding, contact your local DHB.

What supports can be managed using Individualised Funding?

The following combinations of contracted services can be transferred into IF budgets.

Contracted service combinations Applicable IF budgets
Home and Community Support Services (HCSS) IF HCSS
Respite (either Facility Based Respite and/or In-home Support) IF Respite
Respite and Carer Support IF Respite
HCSS and Respite IF HCSS and IF Respite
HCSS and Carer Support IF HCSS and IF Respite
Carer Support (only) IF is not applicable.

IF Hosts

If you want to use IF to manage your support allocations, you must do this through an IF Host organisation. These are organisations contracted by the Ministry of Health to support people using IF.

IF Hosts will:

  • help you understand IF
  • help you learn how to organise, setup and manage your supports
  • administer payments for the support services
  • help you manage your responsibilities – this includes reporting back to them on the support hours used, so that they can be paid for.

IF Hosts are also required to ensure that the service is working well and report back to the Ministry.

All IF Hosts provide this level of service for a fee set by the Ministry. If you want IF Hosts to take on the responsibility for recruiting, training and paying your support workers and possibly managing the legal aspects of your service, your IF Host may do so for an extra fee determined by them and paid by you.


Find out more from the Ministry

An operational policy that sets out the terms of access for Individualised Funding is available under the Restrictions to Hosted Budgets policy.

An operational policy that sets out accountability requirements for hosted schemes such as IF and EIF is available under the Guideline for Verification of Supports within Hosted Funding Schemes.

You can also read more about Individualised Funding developments in the Our work section or view the Service specifications for Individualised Funding providers.

Back to top